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Digital Banking: N26 and more offering crypto buying and selling on their apps

In recent years, we’ve seen a surge in the number of European neobanks, also known as “challenger banks,” offering the ability to buy and sell cryptocurrencies directly through their banking apps. 

These neobanks are digital-only banks that aim to provide an alternative to traditional banks by offering a more modern and user-friendly banking experience, often with the added benefit of being able to access and manage a variety of financial products and services through a single app.

One of the key features of many of these neobanks is the ability to buy and sell cryptocurrencies such as Bitcoin and Ethereum directly through their banking apps. 

This allows users to easily access and manage their crypto assets alongside their other traditional banking products, such as checking and savings accounts, credit cards, and loans.

N26 enters the crypto game

N26 is a mobile banking app that allows users to buy and sell cryptocurrencies directly from their bank account. 

The app supports a variety of cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and others. Users can easily purchase these cryptocurrencies using their account and then store them in a secure digital wallet within the app. 

They can also sell their cryptocurrencies at any time and the proceeds will be credited to their bank account. The process of buying and selling cryptocurrencies on the N26 app is simple and user-friendly, and the app’s built-in wallet provides added security for users’ digital assets.


One example of a European neobank that offers this feature is Revolut. Based in London, Revolut offers a variety of banking and financial services through its app, including the ability to buy and sell cryptocurrencies such as Bitcoin, Ethereum, and Litecoin. Users can also store their crypto assets within the Revolut app and easily convert them back into fiat currency when needed.


Another example is Bitwala, a German neobank that specializes in crypto-related services. They also offer traditional banking services such as bank transfers and debit card payments, as well as allowing to buy and sell a variety of cryptocurrencies including Bitcoin, Ethereum and many more.

Other examples include Binance, a Malta-based cryptocurrency exchange that has recently launched a neobank, and Cash App which allows users to buy, sell, deposit, withdraw, and spend Bitcoin.

Making comparisons

There are some of the key features and differences between neobanks and the types of cryptocurrencies they support, the fees they charge, and the ease of use of their mobile apps. 

When buying and selling cryptocurrency on N26, Revolut, Bitwala, Binance, and Cash App, there are several things to consider:

Fees: Each platform has its own fee structure, so it’s important to compare the costs of buying and selling on each platform. Binance has some of the lowest trading fees, while N26 and Revolut may have higher fees for buying and selling crypto.

Available Cryptocurrencies: Binance and Bitwala offers a wider range of cryptocurrencies to trade, N26 and Revolut currently have a limited number of Cryptocurrencies. Cash App also have a limited number of cryptocurrencies.

Ease of Use: N26, Revolut, and Cash App are designed for ease of use, making them suitable for beginners. Binance and Bitwala may have a steeper learning curve but are geared more towards advanced traders.

Security: All of these platforms have measures in place to protect your funds, but it’s cucial to research and compare the security features of each one.

N26, Revolut, Bitwala are primarily debit/credit card based platforms while Binance and Cash App are based on the traditional crypto trading platforms.

Overall, it is important to compare the features and fees of different neobanks in order to determine which one best meets your needs.

In conclusion, the rise of European neobanks that offer the ability to buy and sell cryptocurrencies directly through their banking apps is a trend that is likely to continue in the coming years. 

These neobanks are making it easier for individuals to access and manage their crypto assets alongside their traditional banking products, providing a more convenient and user-friendly experience for users.

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