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N26 Neobank Expands Crypto Trading to Five Additional Countries

N26, the popular German neobank based in Berlin, has recently expanded its new cryptocurrency trading product, N26 Crypto, to five more European countries. 

Initially launched in Austria in October 2022, N26 Crypto now offers access to more than 200 digital assets for traders in Belgium, Germany, Ireland, Portugal, and Switzerland.

Crypto trading products expansion 

The expansion of N26 Crypto comes after the company promised to roll out the product to more jurisdictions in the near future. Since January 17, 2023, the product has been phased in, with full integration expected to be completed within the next few weeks. However, it’s important to note that not all consumers will have immediate access to the product.

“The N26 banking experience has always been built around the customers’ needs, with features that make money management easy,” said Gilles BianRosa, the Chief Product Officer at N26.

The expansion of its cryptocurrency trading product is a significant move in the industry, as more and more traditional financial institutions are starting to offer similar services. This is a clear indication that the demand for easy and accessible crypto trading is on the rise, and N26 is positioning itself to meet that demand head-on.

The big picture 

Overall, N26’s move to expand its crypto product is a positive development for the crypto industry as a whole, as it makes it easier for more people to access and invest in digital assets. With N26’s reputation for providing a user-friendly banking experience, we can expect N26 Crypto to be a popular choice among consumers looking to dip their toes into the world of crypto trading.

According to the statement, N26 Crypto offers one of the widest selections of cryptocurrency assets among competing banking applications. The product was developed in cooperation with Bitpanda Asset Management GmbH, which recently launched in Austria and is responsible for trades execution and custodian services. N26 Crypto’s wide selection of digital assets, along with its user-friendly interface, makes it an attractive option for consumers looking to invest in cryptocurrencies.


In terms of fees, N26 Crypto charges a 1.5% commission on Bitcoin transactions and 2.5% on other cryptocurrencies. However, N26 Metal customers can expect these commissions to be reduced to 1% and 2%, respectively, providing an added incentive for customers to upgrade their accounts.

Overall, the partnership with Bitpanda Asset Management GmbH and the user-friendly platform along with the competitive commission structure make N26 Crypto a solid choice for consumers looking to start trading in digital assets.

A decade of N26 expansion 

N26, the German neobank founded in 2013 by Valentin Stalf and Maximilian Tayenthal, has come a long way since its initial launch in early 2015.

Today, the company boasts eight million customers in more than twenty different markets, with 1,500 employees working from ten different locations, most of which are located in Europe, with branches in New York and São Paulo. The company has raised $1.8 billion from popular venture capital firms and is valued at more than $9 billion.

Late, or on time in the crypto game?

Despite its impressive growth, N26 is relatively new to the digital assets space, with companies like Revolut and PayPal having completed their cryptocurrency offerings long ago. Even more traditional payment companies such as Visa and Mastercard have actively engaged in the Web3 industry.

The timing of N26’s entry into the digital assets space may be fortuitous as well. After a weak 2022, cryptocurrencies seem to be rebounding in 2023, with Bitcoin up more than 25% in three weeks and the capitalization of the entire ecosystem back above the $1 billion mark. This resurgence in the crypto market, along with N26’s reputation for providing a user-friendly banking experience, makes it an attractive option for consumers looking to invest in digital assets.

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