The German digital bank has just announced the launch of a 100% digital N26 Standard account equipped with a virtual card.
From today in selected European markets N26’s customers will have the option to go fully digital when they sign up for a free Standard bank account.
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“Banking without a card for a plastic- and paper-free experience, is a choice that is now available with N26,” says the bank.
Since mobile payments with Apple Pay and Google Pay have gone up 56% compared to last year, it seems like a logical step for N26 to push the digitalization of their banking product even further.

The challenger bank has already offered virtual cards previously, but now they work as an option for their most basic Standard account.
Customers may add their virtual N26 Mastercard to their mobile wallets immediately, accessing it in their N26 app to make online payments right away.
“Now more than ever, digitalisation and innovation are fundamental to Europe’s future,” N26 chief executive Valentin Stalf said. “We will continue to bring exciting everyday banking features to millions of additional customers who still feel stuck in the offline world.”
N26managed to add 2m customers during 2020 as it prepares to expand its subscription services and business banking offerings. This still puts the bank behind Revolut with 14m customers.
N26 increased its sales from €43m to nearly €100m in 2019, but losses increased from €70m to €217m.
N26 also claims that it consolidated its losses during the last year, lowering the net losses in Europe from €165m in 2019 to €110m in 2020. However, N26 did not disclose its non-European losses.