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Klarna and Raisin team up to launch savings accounts in Germany - Everly.eu
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Friday, April 19, 2024
Home Fintechs Klarna and Raisin team up to launch savings accounts in Germany

Klarna and Raisin team up to launch savings accounts in Germany

Swedish ‘buy now – pay later’ unicorn Klarna has partnered with the German online deposit marketplace platform Raisin to expand it’s offering in the German market.

The products, available exclusively online through Raisin WeltSparen, will operate from overnight to terms of up to 48 months with a competitive interest rate of 0.35%.

Robert Bueninck, managing director of Klarna commented on this: “We’re on an exciting journey from being purely a payment provider to a comprehensive shopping ecosystem.”

“At the same time, we are consistently expanding our banking offerings. Through our cooperation, we’re enabling our customers to easily build up long-term assets,” he added.

At this point, Klarna is worth $5,5 billion, works with more than 205,000 retailers including H&M, Spotify, and Nike, employs 2,700 people over 17 countries.

This move comes as the ‘buy now-pay later’ marketplace is getting more and more competitive.

UK based Curve has announced its ‘Curve credit’ option that is supposed to directly compete with Klarna’s product. Check the full article below for more.

Read also: Curve is testing the Curve Credit, a Klarna like service

Raisin co-founder and CEO, Dr. Tamaz Georgadze, further commented that Klarna’s overnight and term deposit offers are among the best on the market and can be accessed digitally at WeltSparen through an entirely paperless process.

“In addition, the business models of Raisin and Klarna complement each other perfectly. Both companies are leading European startups with global ambitions. Today’s market launch in Germany is only the first step for us,” said Georgadze.

Jan Cerny
Jan is an innovation enthusiast and Fintech news reporter. He specializes in news distribution, social media, and content analysis.

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